Our Industries

McLardy McShane Kaiser

Professional Advice for all sectors

As qualified and experienced general insurance brokers, we at McLardy McShane Kaiser can arrange cover for all types of businesses. We take the time to understand your company’s specific risk profile. This means we can provide expert advice on tailoring insurance policies for your business - so you don’t waste valuable time researching and comparing cover options.

Specialist Industries

A business takes years to build – but an accident or disaster could destroy it all in minutes.

That’s why businesses should help protect themselves with a quality business insurance pack. With the right cover in place, owners can run their business with confidence, knowing that their premises, stock, equipment and reputation are protected by insurance.

Business owners can benefit from taking out an affordable and comprehensive business insurance pack to help protect them against the main risks involved in running a business.

Cyber protection insurance is designed to help protect your business from the financial impact of computer hacking or a data breach.

If your business has a website or electronic records, you’re vulnerable to cyber hackers. In fact, it’s likely that your business will suffer a cyber-attack at some stage.

A cyber-attack could cost your business more than money. It could also threaten your intellectual property and put customers’ personal information at risk – which could damage your reputation. McLardy McShane Kaiser can help you find the most suitable product that meets the needs of your business.

Hospitality businesses are a significant economic driver and we know how to protect them.

We understand the unique challenges you face in your hospitality business. From property insurance, to refrigerated machinery breakdown cover, we can tailor a risk management package that evolves with your business. Regulatory changes continue to challenge hospitality businesses, often presenting new risks. Our specific hospitality expertise can minimise your risk exposures and our insurance solutions can be adapted to meet the challenges faced in this fast-paced industry. From small family-owned businesses, to larger chains across venues, we can tailor your ideal insurance solution.

Whether you run a small café or a large restaurant; a corner store or a nation- wide chain, you’ll be exposed to risk.

Even if you don’t have a physical store, your business is still exposed to risks like cybercrime, fraud or injury to customers from a faulty product. A range of covers can be arranged to suit retailers in all sectors, including beauty, hairdressing, clothing and footwear, department stores, food and liquor, furniture and electronics, plus many more.

Anyone can make a mistake – but if your business is found liable for negligence, the costs can be financially devastating.

Not only can it lead to an expensive lawsuit, but your business’ hard-earned reputation may be damaged as a result. That’s why professional indemnity insurance matters – for help protecting your assets and brand if your advice causes a client to take legal action against you. Professional Indemnity insurance is recommended for anyone who is providing professional services or advice in exchange for a fee – like, graphic designers, IT consultants and more. Regardless of your legal obligation, it’s often a customer requirement that you have this cover in place. As a wide-ranging insurance solution, professional indemnity cover may include anything from accidents to errors and omissions.

If an accident or unforeseeable incident causes damage or injury to someone (other than your employees), you may be found legally liable to cover the costs.

Public liability insurance can help to protect your business from the financial risk of liability claims – giving you the certainty you need to trade with confidence. No matter how stringent your company is, mistakes can happen. Even if you’re not at fault, you could risk serious financial damage through legal and court costs if a customer decides to sue you. Product liability insurance is designed to help protect your business if you’re sued because a product you sell, assemble or supply has caused harm to a person or property. While public and product liability insurance isn’t mandatory for most businesses, it is recommended for all companies. That’s because the unpredictable nature of accidents makes them hard to prevent – and the costs of being sued can be extraordinarily high.